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The stubborn fat you want gone is always the last to leave. That’s not irony, that’s biology being a pain. Your body holds onto certain fat deposits longer than others, which means those problem areas stick around while everything else shrinks.
Sure, you could get liposuction if you’ve got the cash and don’t mind someone literally vacuuming fat out of your body. But that’s expensive, 
painful, and carries real surgical risks. The methods below work without going under the knife.
Diet matters more than anything else. Not some magic pill diet, just eating fewer calories than you burn while keeping the balance right (enough protein, healthy fats, not too many carbs or sugars). That’s it. That’s the foundation.
A dietitian can help you build a plan that fits your life and actually works. They’ll show you what to buy, how to prep it, and how to stick with it past the first motivated week. If you’d rather figure it out yourself, grab a cookbook focused on healthy eating and start experimenting.
1. A Mix of Diet and Exercise
Diet alone gets you partway there. Exercise closes the gap. Together they’re unbeatable.
Aerobic exercise is king for fat loss because it cranks up your metabolism and forces your body to burn stored energy. Walking, running, cycling, dancing, whatever gets your heart rate up and keeps it there for 20+ minutes. The longer you can sustain that elevated heart rate, the more fat you’ll burn compared to the calories you’re eating.
2. Other Exercise
Weight training is anaerobic (the opposite of aerobic), and you need both. Lifting builds muscle, which protects your joints and makes everyday tasks easier. Stronger muscles also burn more calories at rest, which helps even when you’re not working out. Don’t skip the weights just because cardio gets more attention for fat loss.
3. Exercises for the Upper Body
Curls, shoulder presses, pull downs, and bench press cover most of your upper body (deltoids, biceps, triceps, pecs, forearms). Bench press hits everything at once if you do it right, but get someone to show you proper form first. Bad form on bench press is a fast track to a shoulder injury.
4. Mid Section Exercises
Your core (abs, obliques, lower back) holds everything together. Weak core means back pain, poor posture, and limited strength everywhere else.
Sit-ups and crunches are the classics. 
Add twisting exercises for the obliques and you’ve got a solid routine. These won’t give you visible abs on their own (that’s diet), but they’ll strengthen the muscles underneath.
5. Lower Body Exercises
Legs are your biggest muscle group, which means working them burns the most calories. Squats, quad lifts, hamstring curls, and calf raises cover everything.
Give your legs a full day of rest between sessions. They’re big muscles and they need recovery time or you’ll just be tired and sore without making progress.
6. Stomach Fat
Stomach fat shrinks when you burn more calories than you eat, but a few specific things speed it up. Drink water (cuts appetite, helps digestion). Keep carbs low (stabilizes insulin, which affects fat storage). Skip alcohol (empty calories that tank your metabolism).
That’s it. Consistent diet, regular exercise, patience. You’ll see changes in weeks, not months.